Some of us are happy when we find some loose change down the back of the sofa, while others are ecstatic when we find that that extra tenner in our jeans just before putting them in the washing machine!
But when it comes to windfalls most of us are only interested in the big money!
Nearly two-thirds of us it say it would take a handout of at least £100,000 to change our lives!
National Savings and Investments (NS&I) recent survey showed that 62% of us believe a six-figure sum would be needed to have a noticeable impact on our lifestyle!
10% of us think that £2 million or more would be needed before we really noticed a difference!
Unsurprisingly, given their domination of the best-paid jobs, it is men who yearn most for the big pay day; 67% wanted more than £100,000 to improve their lifestyle compared to only 58% of women.
According to NS&I, a paltry 6% of us said we would be happy with only £1,000.
Andrew Oswald, professor of economics at the University of Warwick and a contributor to the BBC series The Happiness Formula said, "We have done research which shows that a cash windfall of just £1,000 has a marked effect on a person's happiness even two years after the event. So these people are perhaps kidding themselves a little if they think they need such a large amount."
Not that we are likely to go crazy with all our new found wealth! 20% of the 2,000 surveyed said they would pay off their overdraft and credit cards, with a further 14% claiming they would use the cash to move to a better home.
So, would £1,000 make you happy or are you dreaming of the pot of gold at the end of the rainbow?
Just how much money would it take to make you feel happy?