True or false? 10 common insurance confusions

Insurance 1 Comment

In the UK, we spend a collective £19.5bn a year on insurance. So it might surprise you to learn just how much confusion seems to surround the subject. The Association of British Insurers has come up with a list of insurance myths – and we’ve checked them out to find out where the truth really lies.

Read our piece to bust some common misapprehensions about when our policy covers us – and when we really should be giving our insurers more information.

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Clearing up the confusion over house prices

Mortgages 4 Comments

Are house prices going up – or down? It’s difficult to know when every house price index has a different tale to tell.

That why I’m welcoming a new review that’s going to look into official house price indices and whether they’re working for us all. I for one think it’s about time something was done to clear up this confusion. And I’m sure I can’t be the only one.

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Ultra frugality: could you live with only digital possessions?

Money Saving, Utilities 4 Comments

If you feel you have too much stuff and it’s taking over your life, then digital minimalism could be for you. Followers of this new trend are selling belongings including books, DVDs and CDs and replacing them with their digital equivalents. Some are even going as far as giving up their apartments. Would this work for you – and how could it cut the cost of living? We take a look.

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Just why are we more likely to stick with our banks than our partners?

Banking 3 Comments

Have you been with the same bank for longer than you’ve been with your partner? If so, you’re certainly not alone. On average, says research from Santander, most people hold the same current account for 16.5 years, while the average Briton’s longest relationship lasts for 14.1 years.
 
So why do we stay put – and what could we stand to gain by moving? We take a look at some of the offers that are out there.

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How students are boosting the property markets in university towns

House Prices, Mortgages 1 Comment

This year has become the most competitive year for university admissions in a decade. But as university towns brace themselves for the latest influx of students, we ask just what effect is the influx of students having on local property markets?

New analysis shows that 60% of the UK’s university towns saw house price growth outperform the region that they’re based in. We take a look at what that means for the cost of housing near universities. Is it good news or bad?

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Payday loans: helpful tool, or hopeless financial trap?

Banking, Loans 3 Comments

The British appetite for payday loans is rising, according to new figures. Four times as many of these loans are being taken out now than in 2006, say the new Consumer Focus figures. But what lies behind the growth of interest in these pricey loans? We take a look at the reasons people take out payday loans as well as ways you can reconfigure your finances to avoid using expensive short-term borrowing options.

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