£12

Yes, that is the price you will pay as a credit card customer of The Royal Bank of Scotland if you do not inform them you have changed address!

The bank says it will charge you £12 if an address alteration is not made before two statements are sent to the old address; a period of up to 60 days.

It is also planning to treat card purchases of items which it calls "cash equivalent products" as cash advances. These items, such as gift vouchers and betting, will immediately incur high rates of interest.

It is just another way that banks are attempting to recover losses which they suffered when last year the Office of Fair Trading (OFT) cut the amount they could charge for late credit card payments.

Several card issuers have put up their interest rates in recent months, while others have introduced fees for services.

So, make sure you let them know you are moving on, unless you want more of your hard earned money to line their pockets!

The energy war continues to rage and the last two companies have finally reduced their energy prices!

Scottish Power and EDF Energy have become the latest energy suppliers to announce significant price cuts.

Scottish Power will reduce domestic gas bills by up to 16.5% from 15 June, with electricity bills set to fall by as much as 6%.

EDF Energy, meanwhile, said it will trim its gas bills by more than 10%, and keep electricity prices the same (although this is not good news as most of their customers only get electricty from them!)

The Energy watchdog Ofgem had accused the firms of failing to pass on this year's reduction in wholesale prices and in being slow to respond to price cuts by the other leading energy suppliers.

But you can still get cheaper energy supply just by doing your homework!

Those lovely people over at MSN Money have a great offer!

All you need to do is vote for your favourite financial services provider in their poll and you could win up to £1,000 of Marks & Spencer's vouchers!

Why not pop over and vote now?

As a lot of you will be aware, today was the day that Tom Brennan was claiming damages at the Mayor's and City of London County Court from NatWest for levying fees he says were unlawful.

He was charged a total of £2,500 by NatWest for unauthorised overdrafts when he was a law student.

The latest is that the case has been adjourned after a day of arguments and a decision on the court case is expected later this week.

Who knows what will happen next?

If they are not losing your bags, then BA find new ways to be even more annoying!

BA is raising passenger fuel surcharges on their long haul flights; four months after cutting them!

The surcharge on long haul flights of less than 9 hours will rise 10% to £33 per flight from May 2 and by 8.6% to £38 on flights longer than 9 hours.

BA's short haul surcharge was left unchanged at £8.

In January, BA cut the surcharge on long haul flights of less than nine hours to £30 pounds from £35 pounds.

"The cost of fuel has risen significantly in recent weeks. Unfortunately, we have little choice but to pass on some of this extra cost to our customers," said BA's Commercial Director Robert Boyle.

BA said a fuel surcharge was "the most transparent way for our customers to understand what they are paying and allows us to adjust the direct cost to our customers appropriately, whether that is increasing or reducing the fuel surcharge".

BA also said it expected to pay over £1 billion pounds for fuel in its current financial year to March 2008.

Virgin Atlantic raised its two long haul fuel surcharges to £34 pounds and £38 pounds earlier this month.

So what do you think? Are BA charging a fair price for fuel or is just another measure to increase their already "sky high" profits?