about time some 1 has taken a step vise a versa. good one.

Well Im glad to see this happen, about time, but there is a lot of others that do not get their money back, even tho they went to court and the banks etc dont turn up! what is up with these judges, we need banks and loan and mortgage companies to be shaken up, I myself is having to take my old mortage company to a solictors because of high charges set against my old mortage, all high and unfair, I lost all my equity because of it,and its about ?70 k up that they stole, all my money that i earned when into my home, disgusting how these comapanys seem to get away with it, but I plan to fight till the end, we all should fight these greedy people.

I think it is about time the whole system was looked at. The Law seems to have become a running joke as Banks ignore the Courts. Why, I wonder is the Banking Ombudsman not doing anything or the BO really just there to protect the banking industry? Is there no one who can defend the general public against the modern day Scrooge? If you want to hurt the banks, the courts need to take their position seriously and start awarding serious damages to people who have been bullied and abused by the Banks.

Banks seem to be a law onto themselves. They dont appear at court because they see themselves above the law which is somthing that needs to be sorted. The rest of use have to complay so its about time they did aswell

I have now been waiting 4 months for ABBEY to pay me any of my charges back, and keep being ignored! I have actually referred to the financial ombudsman....I'm owed ?3,000 ..i hope they can help me!!

I couldn?t believe it when my dispute with the Alliance & Leicester didn?t go textbook... All of a sudden I?d received their response to my 3rd letter and they still weren?t paying up... Not quite what had been happening to everybody up to that time. Instead, people had been offered a certain amount and accepted it to avoid going to Court.

I have now referred my case to the Ombudsman and am still waiting for their reply. Hope they will look after my Consumer Rights!

my husband is disablede and in oneweek alone lost through bank charges over one months disability allowance and that was ?348 of charges held against him that is all my husband gets in dla benefit also when he was only 17 pence overdrawn they charged him ?102 in charges how is he ever going to get ahead when all his money is used up in paying bank charges it has been a total nightmare for all of our family this type of charge must be stopped as all it is doing is oppressing people who do not have money and like my husband who through no fault of his own is now disabled he was abricklayer all his life until 2 years ago the bank that is causing this distress just keeps on replying to us the charges are legal but i bet if they lost 2 months of their money through bank charges they would do exactly the same but you see the people that work in them places are on ten times our wages if you go on what my husband earns they would have lost 6000 pounds if they went on what my husband was charged as he is so distressed at present as he only seems to be paying bank charges and and feels as if poor people are being subject to making the bank a profit gained on the backs of the people to whom a fiver is alot of money so can you help me have you guessed the bank yet its the bank for every one how wrong we were its the alliance-leicester they should be taken to court for robbing the poor to make the rich richer from mrs heather bell

Im still waiting for the alliance and Leicester to re send my statments for the last six years after admitting they posted them with the wrong post code and i didnt recieve them on the 4th may 07 they cashed the cheque i sent them on the 19th Feb 07 every time i phone they say they are sending them on the next day,ive contacted the ombudsman but im sure these delay tactics in not providing a service i have paid for is wrong. Ive now to give them another eight weeks to respond, I suppose it increases the intrest i can reclaim.

i have just won back 750 pounds of charges back from lloyds tsb. i started my claim in march and have after four months just recieved the letter saying they would on this one occasion refund the full amount into my account. i had sent a letter requesting my charges back then recieved a letter saying i agreed to the terms and conditions, but was not happy so looked on internet and found a copy of letter saying i would send them to court, they wrote back saying they couldnt help me. so yet again i looked up a different letter and sent them a copy one month later still hadnt heard form them so went to sign up for conkers who take 25% filled in all the forms and the letter droped througth the letterbox. now trying to get my partners back. it can take alot of time but dont let them beat you . just send a letter every week they will get bored of it before you do.

I and a friend orignally went through the BO, the Halifax refused to pay up, my friend sent her complaints form with paperwork from the Halifax relating back to the BO and the BO has advised the Bank to pay up. Nothing back yet from the Halifax, but I am now doing the same.

I am in the process of claiming bank charges from banks, Alliance & Leicester and the Halifax.
Halifax paid up after my third letter but the A & L are refusing to budge.
I have now submitted an application to take A & L to the small claims court.
I would understand if i were asking them for thousands of pounds but i'm only asking for ?300!!
So Victor I can see we are both in the same boat!
For Sharon & Linda dont give up on the Halifax they will pay with a bit of persistance.

Good Luck All.

My son has tried to reclaim his charges from the Halifax and has been refused because they say when the account was opened he agreed to their terms and conditions which explained that charges would be applied if the terms of the account were not kept to. Has anyone else taken on the Halifax, would be interested to hear what happened.

Has anyone had their charges reclaimed successfully by a company in Plymouth called BankComplaints - I have been waiting nearly 5 months and have only recived 2 letters from them
saying they are dealing with it, I have tried phoning many times ( either engaged or ringing out)
I am beginning to get very suspicious of them, my own fault- should have dealt with the Alliance and Leicester my self - too late now- but to anyone else - use this company with caution.

it it possible to claim bank charges against barclaycard?

I am having my case dealt with by a company, though I suppose I should have really sent letters myself like many people.
Anyway, I got the full amount back from the Halifax after 3 months - but this claim company have said the ABBEY are almost the worst bank to claim from, and it seems they are right!! The only response from the Abbey to them is after 5 months that they are not paying any more than the token already sent to me, about one sixth of the original claim! I have now waited MORE THAN SEVEN MONTHS for any further response from either the Abbey or this agency.

I NEED SOME HELP I DONT KNOW WHAT TO DO NEXT,I HAVE SENT A REQUEST TO ABBEY FOR THE LAST 6 YEARS BANK STATEMENTS AND THE CHARGES THEY HAVE TAKING FROM ME I HAVE NOT RECIEVED ANYTHING FROM ABBEY FOR THREE MONTHS AND THEY ARE STILL TAKING BANK CHARGES FROM ME,I HAVE TWO SMALL CHILDREN PLEASE HELP.

hi guys
we are taking the abbey to court for ?8376-00 its been going on for a long time but we now have our court date and we intend to see this through till the end win or lose,the abbey have tried to make it very hard for us even now we having to produce a hand written statement for every charge we are claimimg back all they are trying to do is make it so hard for us ,they are hoping that we will drop our claim but come rain or shine to will see it till the end

Darren, Did you send a letter to them requesting a reply within 14 days? if you give them a date to reply by, that usually kick starts them into complying. Send another letter stating that you sent a reply on whatever date, and that you have not recived a response from them, and that if they do not respond to this letter within 14 days, you are going to take them to the small claims court (if less than 5k owed to you) have a long look at MSE, lots of good advice from Martin Lewis, we havn't won a penny back yet, but letters are going back and forth between us and Lloyds TSB.

GOOD LUCK, AND GOOD LUCK TO EVERYONE ELSE TOO!!

Me and my partner are taking on Lloyds TSB on our own, we downloaded template letters from Money Saving Expert and have sent then off, with the expected first reply of 'we are sorry, but no, you can't have your money back'.
We have sent off our second letter, hopefully they should get in touch with a change of tone in their voice!!