hiya everyone
am made up that the banks have to own up to this. I was paid back my bank charges a total of ?1700 but they are still charging me ?30 every time i go overdrawn if they are admitting they are wrong then why are they still charging us this ridiculous amount?

Well done keep up the good work,these monies are hard earned banks already make huge profits ,look at their annual accounts.This is daylight robbery.

This is ridiculous. You are not rebels fighting an evil empire, you are people that have spent money that is not your ouwn without cosent. You have either taken money with no authority or you have exceeded the agred overdraft and broken the trust that existed between yourselves and the bank. You are the baddies in this case. LloydsTSB made 7% profit last year. With inflation running at 3% that means a true profit of 4%. This is not a huge profit. It is a poor profit and that reflects in the poor share price.

LloydsTSB only making a true profit of 4%....
HSBC made 11 million (or was it billion) and Natwest only 9 million last year....
What a shame....
I wish 4% in my salary was 1 million -

Rubbish Paul.
Banks have to obey the law. If they weren't charging more than they were legally allowed to in the first place then people wouldn't be claiming it back from them.

My personal example.. I realised that I was going to go overdrawn so put some money into my bank account to cover this. However the bank conveniently decided to process the transactions in the order that best suited them. Instead of crediting my account with the money paid in to cover the payments out, they first debited the outgoing money. This took me overdrawn and triggered a charge. Then they credited the money that I had paid in. This took me out of the red. However by going overdrawn it had then triggered a charge that was added to the end of the list. They debited this charge, which then took me overdrawn again.. and meant I got charged a second time. I would have been better off not trying to keep my account in the black in the first place!

Question for Joanne 2 why if you have received ?1700 back from the bank for going overdrawn which at ?30 is a staggering 56 times are you still going overdrawn,the first time ever last month I missed a payment by one day and it cost me a ?12 charge, my fault so my bank charges for the past 6 years have been ?12 I dont think thats bad and I'll make sure it doesnt happen again. with reference to other comments about banks making 4% profit sorry I dont believe it, Banks have many fingers in many pies and yes one part of the bank may well have made 4% but dont forget Banks can transfer profits from one business to another without any problem, and figures are what banks are about, if the banks can brake the law cheat rob and lie with impunity then why is it we believe them when they plead poverty.