So can we still make claims against the banks via the County Courts / Moneyclaim.gov.uk ???

the banks should give money back to people, in some case the banks have caused people to be in debts and worst off. this is very unfair and they should give back the money so pleaple can clear some of their debts that this has caused.

Wahey!!!!! After a long 8 months I finally got my money back!!! And to my surprise, it's slightly more than what I was asking for. My claim was for GBP 470.00 and Alliance & Leicester offered me GBP 530.00. It could be because since their last letter via the Ombudsman they have charged me another 2 fees... I have accepted it, I shall take the money and run!

I was one of the people that thought we should go all the way to the Courts but it seems like the banks are putting a lot of pressure on the City and the City's giving in...

Alliance & Leicester was my first Golliath. I have to say I was very apprehensive towards the end as I'd sent out all 3 letters and A&L were still refusing to pay up. But I complained in writing to the Ombudsman and sent them all the copies off all the literature involved and they acted on my behalf, which made A&L listen. I will now take on Barclays and after HSBC, as I've banked with both in the last 6 years. Please, everybody, don't give up! Keep going! We're nearly there.

And Tom Brennan hasn't been beaten yet... Neither have we all!

Victor, Brixton

I think that the FSA has overeached its authority. It is a regulator of the Financial institutuins and apparently there to PROTECT the consumer. What happened to the Treat Your Customer Fairly initiative? By allowing the waiver of further claims until, god knows when, they have blatantly walked all over the consumer. This merely delaying tactics, probaably so that the banks can get through shareholders meetings and stop the leak of money, in refunds. I think we should all complain to the FSA about their actions, never mind the banks. favours for the boys I think, about time we had an independent body that didnt cow-tow to the financil institutions.

I congratulate the OFT's initiative to take the bank charge case to court. The only upset I have is the OFT should have ordered the banks to stop the bank charges until the case is heard. By the way OFT ruled to stop the claims by us until the case is heard.

I was one who had put in a claim for unlawful bank charges and was told I would hear no later than beginning of August. This never happened and I had to ring Barclays to find out why I had not heard anything. I was then told about the test case. Is there anything I should be doing or should I just wait, my claim runs into thousands!!!