As some of us are all too painfully aware, on July 1st 2007, England went smoke free and its now against the law to smoke in virtually all 'enclosed' and 'substantially enclosed' public places and workplaces.

This means that it is against the law to smoke in the indoor parts of places such as pubs, bars, nightclubs, cafes and restaurants, lunch rooms, membership clubs and shopping centres.

At work, smoking inside has become a thing of the past, and indoor smoking rooms are no longer allowed (thus ensuring Money Doctor is no longer filling the staff canteen with the smell of his woodbines...something Matron is eternally thankful for).

With the threat of a fixed penalty notice of £50 (reduced to £30 if paid in 15 days) imposed on anyone caught smoking in a smoke free place, it makes sense to stop.

But it's not just the threat of paying fines that should help you think about giving up!

Did you know if you quit, not only is it good for your health but you could save £50,000 not just on cigarettes but on common financial products too?

Money Saving Expert have come up with a brilliant new guide to stopping smoking. It shows that on top of cigarettes costs, being a smoker can add £37,000 on to the cost of financial products (say that slowly...£37,000!!)

It also details how to get free help and nicotine replacement therapies; and if you are smoke free there are details to ensure you benefiting from cheaper deals.

The guide has a number of sections looking at:

• The direct cost of smoking
• The hidden costs of smoking
• Who counts as a 'non-smoker?'
• What to do when you've quit
• Cheap ways to quit
• The NHS
• Nicotine Replacement Products
• Help and Support

You will be saving not only your health but your wealth too!!

Stop smoking and pay off your mortgage!