I would like to set up a debt plan but don't know what company to go with.  Could you recommend one that you trust?  Have had calls from "solvemydebt" - seem helpful but I had not heard of them before.

I am looking for a loan that would secure all my debts and leave me with a little extra, but I have bad credit and only seem to get approached by lenders with high intrest rates or set up fees.

Chris - have you tried CreditAction.org they have some really good advice on sorting money issues if you have bad credit, I met the guy that runs it ( it is a charity) and its seems a great set up. As far as I know they do not charge anything for their advice, i think the website is www.creditaction.org

Heather
If you are looking for help with a debt plan i can recommend www.nationaldebtline.co.uk.

They can help you set up a debt management plan which will then be managed by an independent company.
Their advice is free, independent and confidential.

I WOULD LIKE A BIT OF ADVICE REGARDING TAKING A LOAN TO PAY OF SOME CREDIT CARD DEBT.THE DEBT AMOUNTS TO APPROX.£5,000.I AM ONLY PAYING THE MINIMUM PAYMENTS PER MONTH BUT CAN NEVER SEE MYSELF PAYING OF THE DEBT.I CAN AFFORD TO TAKE OUT A LOAN TO PAY THIS OF BUT I DONT SEEM TO BE ABLE TO TRAWL THROUGH THE MAZE OF DIFFERENT LENDERS. CAN YOU HELP ME.

Robert

Take a tip from me. I can recommend starting with www.creditaction.org.uk

They are there for impartial and ethical advice about all things debt related. Before taking out a consolidation loan, talk to them about other options, which may be better. If you opt for the loan, they should be able to point you in the direction of reputable loans lenders.

All the best

The Money Doctor