Have you been turned down for a mortgage, credit card or loan?

Discover your options with poor credit ratings

Even with poor credit, it can still be possible to get finance, or reveiw your financial situation. Whether the refusal was based on your credit score, information on your credit file, or the own policy of the credit company, this does not necessarily mean that you cannot look at your options. Speak to a debt specialist to review your options.

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What other options do you have if you have been refused credit?

It may be difficult to get any credit if you have a poor credit rating or have a CCJ, but it is important you consider all of the available solutions and understand the advantages and disadvantages of each one. You may find that a Debt Management Plan, IVA or Bankruptcy would be more beneficial to you.

To speak to an expert debt specialist, please complete the form on the left.

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Why have I been refused credit?

There could be a number of reasons why you have been refused credit. When making an application for a loan, a mortgage or a credit card, there are certain criteria that the lender will look to satisfy, though this can differ from lender to lender. So despite a poor initial rating, there are steps you can take to improve this, but you could also still be eligible for adverse credit products. There may also be another solution for your situation so speak to a specialist to discuss your options further.

Fill in the form above and our sister company, Leadbay, will put you in touch with a specialist advisor who can help with your situation.

To operate this service, Money Hospital may receive a fee from Leadbay.

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The content of this site is for information purposes only and does not constitute advice.

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Legal information on how we handle any information about our users.  Sorry it's so long, but it's also very thorough.  (Any queries, just ask)… Here goes:

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