Bank of Scotland
Bank of Scotland merged with Halifax to create a huge company (HBOS plc) and an impressively diverse range of mortgages. In turn, HBOS entered a takeover agreement with Lloyds TSB in September 2008, which created the UK's largest overall mortgage lender.
The Halifax and Bank Of Scotland brands are now closely integrated, but Bank Of Scotland does still have its own separate mortgage deals – they're only offered via professional mortgage advisers.
You can get expert advice on Bank Of Scotland and all other UK lenders by filling out the form for a free call back.
About Bank Of Scotland Mortgages
All Bank Of Scotland mortgages have certain flexibility features, which have made them popular with new mortgage customers. Bank of Scotland currently offers a wide range of residential mortgages which go up to 75% Loan-to-Value (LTV).
These mortgages are available for remortgages, purchases and first-time buyers, and have either a £995 or a £1,999 arrangement fee.
To make sense of such Bank of Scotland's choice, not to mention competitors' products, you can get unbiased mortgage advice at any time using the form on your right.
Bank Of Scotland Remortgage Options
There is a slightly different fee structure for some of the Bank Of Scotland Remortgages, where instead of a fixed sum, the arrangement fee is calculated as a percentage of the loan in advance. This might be a significant plus for those with sub-£100k remortgages.
Choosing a Bank Of Scotland Mortgage
It's a complicated job comparing all these mortgage deals, but you can get expert help. Our service gives you a free call back from an unbiased, FSA-authorised mortgage adviser – with no obligation whatsoever.
They offer a free and fair comparison of the rest of the UK mortgage market, as well as help with applying – making sure you are not caught out by the small print.
Get unbiased mortgage advice and a range of best-of-market quotes for your individual circumstances.