Britannia Building Society

Britannia Building Society is the country's second largest building society and has roots going back to 1856. It has just begun a merger with Co-operative Bank with the stated aim of providing a 'fair and ethical alternative to shareholder and government-owned banks'.

For the time being, Britannia's products will continue as before - it will take around 3 years for the two businesses to merge fully. Britannia offers buy to let and offset mortgages as well as competitive fixed-rate, flexible and tracker mortgages.

You can get unbiased advice at any time on Britannia and other UK mortgage lenders, using the enquiry form on the right.

About Britannia mortgages

Altogether, Britannia offers 42 different mortgage deals in its range, including buy-to-let. Rates have obviously become tighter over the last year, but Britannia has started to release some new more favourable offers. The range includes:

Variable rate mortgages over the full term
Fixed-rate mortgages from 2 to 15 years
First time buyer mortgages up to 90% loan to value, including a no-fee option

The in-built flexibility allows you to reduce, increase or even take a payment holiday from your regular monthly repayments.

Fixed-rate Britannia mortgages are available over 2, 3, 5, 10 or 15 years.

Britannia also provides several offset mortgages where the amount you pay in interest is linked to your savings account. These deals, when managed properly, can help you pay off your mortgage years earlier.

Britannia Membership

The society has a policy it calls Mutual Responsibility: maintaining environmental and social ethics and a guiding principle of fairness to its members.

By borrowing from Britannia you are also eligible for its Membership Rewards scheme, which pays a cash dividend each year. With a normal bank these cash rewards are paid instead to shareholders.

Choosing A Britannia Mortgage

At Money Hospital we partner with a range of FSA-authorised mortgage advisers, so that you can get mortgage advice for a true market-wide mortgage comparison. They can digest the small print for you and help you decide if a Britannia mortgage is the best deal in your circumstances.

They can also give you mortgage quotes from other lenders too, so you can be sure which deal is the best for you right now.

There's no obligation, so if you need a mortgage in the next 3 months, click here for unbiased mortgage advice.

Compare Britannia Building Society Mortgages

If you like any of the rates available below, click on the arrow and fill out the form to speak to an FSA-authorised adviser about whether this is the right deal for you.

Using the enquiry form above you'll get a call back from an FSA-authorised mortgage adviser. It's free and no obligation.

They can give you quotes & comparisons from just about any UK lender, and they'll work in your best interests.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

Our service is free to you but to operate this service we receive fees from the lenders or brokers we refer you to.There may be a fee for mortgage advice. The adviser is obliged to disclose to you the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow.