Halifax Mortgages

Halifax Mortgages

The mortgages offered by Halifax Bank of Scotland (HBOS) are the most popular in Britain. More people have mortgages with them than anyone else.

Now that HBOS is part of Lloyds Banking Group, the combined bank will be far and away Britain's biggest mortgage lender and savings bank.  It will have:

  • over 30 million customers
  • over £200bn in savings on deposit
  • over £300bn out on loan to UK mortgage customers

For decades, Halifax's strength has been that it offers mortgages to suit almost every kind of applicant.  It benefits from huge marketing power and strong links to the estate agency business.  However, from your point of view, it won't be the most competitive lender in every mortgage category.

You can find out whether Halifax is competitive for you by speaking to an impartial adviser to get a whole of market comparison.

Halifax Mortgages In Detail

Halifax knows that low rates are a great attention-grabber, so it is used to offering mortgages under 3%.

 

The highest LTV Halifax currently offers is 95%, although mortgages at that level are only for existing customers wishing to remortgage.

However, Halifax offers 150 different mortgage deals in all—a huge range, and that's why it's difficult to compare them all, or say which is best, without help from an adviser!

Choosing a Halifax Mortgage

With such a big range available for comparison—not to mention the thousands of competitor products—we highly recommend speaking to an FSA-authorised mortgage adviser.

They compare the whole market for you, to make sure you don't miss the right deal.

What's more, they can do this in moments, whereas for most people it would take weeks!  This is a no obligation service provided by Money Hospital to help you get a mortgage you're happy with. 

  • Fill in the 1-minute mortgage enquiry form to get a free call back from an unbiased adviser.  They will call you back and provide best-of-market quotes from Halifax and up to 106 other UK mortgage lenders.

Compare Halifax Mortgages

If you like any of the rates available below, click on the arrow and fill out the form to speak to an FSA-authorised adviser about whether this is the right deal for you.



Mortgage Matron

Using the enquiry form above you'll get a call back from an FSA-authorised mortgage adviser. It's free and no obligation.

They can give you quotes & comparisons from just about any UK lender, and they'll work in your best interests.

Abbey Alliance & Leicester Bank of Ireland Bank of Scotland Barclays Britannia Building Society Chelsea Building Society Cheltenham & Gloucester Co-operative Bank Halifax HSBC Lloyds TSB  Nationwide NatWest Northern Rock Royal Bank of Scotland West Bromwich Woolwich Abbey Alliance & Leicester Bank of Ireland Bank of Scotland Barclays

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

Our service is free to you but to operate this service we receive fees from the lenders or brokers we refer you to.There may be a fee for mortgage advice. The adviser is obliged to disclose to you the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow.