Lloyds TSB

Lloyds TSB

Lloyds TSB is one of the traditional "Big 4" British banks, and has recently become one of the biggest, by agreeing to take over HBOS plc.  This will create a single company with over one third of the UK mortgage market.

The HBOS deal aside, Lloyds TSB has been leaping ahead as a mortgage lender in its own right.  With many other lenders affected by the international credit slowdown, the bank grabbed a huge 24% share of new lending in the first half of 2008.

(You can use the enquiry form on the right, any time, to get expert advice on Lloyds TSB mortgages and a market-wide comparison of other lenders).

Lloyds TSB Mortgages in more detail

Introductory rates start from 4.49%, on a 2-year fixed rate deal that has a percentage-based fee.  If you were moving a £100,000 mortgage to this rate, you'd pay £2,599 in fees.

Like most of the lowest Lloyds TSB interest rates, this is available on mortgages up to 75% loan to value. 

If you need higher borrowing than this, you'll find rates up to 85% LTV start from 6.09%.  And on 90% remortgages, there's a fixed rate of 6.69% (2 years) with a £995 fee for that one.

Their Standard Variable Rate has been reduced in line with Base Rate cut, and now stands at 5.00%.

There are 77 different UK residential mortgages currently on offer from Lloyds TSB.  In addition to that, they offer mortgages in these categories:

  • Buy-to-let mortgages
  • Overseas mortgages
  • Islamic home finance (through Alburaq).

Choosing a Lloyds TSB Mortgage

With such a big range to choose from, and dozens of competitors to compare as well, we suggest that the best way to find out if Lloyds TSB mortgages are right for you is by speaking to an FSA-qualified mortgage adviser.

You can use the quick mortgage enquiry form on your right, to get impartial mortgage advice and a quote, representative of the whole of market, with no strings attached.

Alternatively, if you prefer to call rather than filling in the form online, you can speak to an assistant any time by calling 0845 803 5502 (24 hrs).

Step 1 of 3 About your mortgage


 
 
 
Proceed to step 2.  
Step 2 of 3 About your mortgage

 

 
 
Proceed to step 3.  
Step 2 of 3 About your mortgage
 
 
  
 
Proceed to step 3.  
Step 3 of 3 Your details
 
 
 
 
 
 
 
 
Finished


Thank you for your enquiry.

Your adviser will be in touch with you shortly.
Mortgage Matron

Using the enquiry form above you'll get a call back from a fully qualified adviser. It's free and no obligation.

They can give you quotes and comparisons from just about every lender. (Or you can call 0845 803 5502 to do this by phone)

Abbey Alliance & Leicester Bank of Ireland Bank of Scotland Barclays Bradford & Bingley Bristol & West Britannia Building Society Chelsea Building Society Cheltenham & Gloucester Co-operative Bank GMAC RFC Halifax HSBC Lloyds TSB Mortgage Express Nationwide NatWest Royal Bank of Scotland West Bromwich Woolwich Abbey Alliance & Leicester Bank of Ireland Bank of Scotland Barclays Bradford & Bingley

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

Our service is free to you but to operate this service we receive fees from the lenders or brokers we refer you to.There may be a fee for mortgage advice. The adviser is obliged to disclose to you the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow.