NatWest

NatWest

National Westminster Bank was acquired in a hostile takeover in 2000 by the RBS Group – the largest takeover in UK banking history.

But despite the takeover, NatWest has been able to keep its individual products and brand.  And its mortgages are certainly popular: NatWest has just won Your Mortgage magazine's "Best Bank For Mortgages" award for the fourteenth time!

Its broad product range includes Lifetime Mortgages (for over-60s), Spanish property mortgages and Bridging Loans – around 40 different deals in all.

If you need advice on NatWest or any other mortgages, you can use our enquiry form at any time to speak to an unbiased mortgage adviser.

About NatWest's mortgage range

There are forty different mortgages currently offered by NatWest, broken down into the following types:

  • Fixed Rate mortgages, from 5.99% (if you've got 25% deposit)
  • Flexible, offset mortgages (see below)
  • Buy to let mortgage, from 7.34% (on up to ten properties)
  • Spanish mortgages, Equity Release, and Bridging Loans (more complicated so you'd need to give them a call!) 

If you're a Private Banking customer already, you can get a small reduction on the normal interest rates.

The Flexible Offset mortgage is NatWest's way of combining your banking, saving and mortgage borrowings in one 'pot'.  NatWest's deal also offers features such as over- and under-payment options.  It can be structured several different ways, involving Private Banking or just savings or a combination of the lot.  For this type of deal it's best to get good advice first though, to ensure you really will save interest in the long run.

Choosing a NatWest Mortgage

So if you're actively considering a mortgage, we'd suggest it's time to speak to a mortgage adviser before taking the plunge.  It's risk-free and easy: simply fill in our 1-minute mortgage enquiry form to get a free call back with expert help.

You'll get a rundown of today's best mortgage deals for your personal situation, and a best-of market quote (with no obligation).  It's slightly quicker than shopping around all 105 UK mortgage lenders on the internet!

If you're not quite ready to get a mortgage yet, but need to do some sums first, you might find our mortgage repayment calculator useful.

And our telephone assistants are available any time to put you in touch with a qualified adviser, you can call them on 0845 8035502.

Step 1 of 3 About your mortgage


 
 
 
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Step 2 of 3 About your mortgage

 

 
 
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Step 2 of 3 About your mortgage
 
 
  
 
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Step 3 of 3 Your details
 
 
 
 
 
 
 
 
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Thank you for your enquiry.

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Mortgage Matron

Using the enquiry form above you'll get a call back from a fully qualified adviser. It's free and no obligation.

They can give you quotes and comparisons from just about every lender. (Or you can call 0845 803 5502 to do this by phone)

Abbey Alliance & Leicester Bank of Ireland Bank of Scotland Barclays Bradford & Bingley Bristol & West Britannia Building Society Chelsea Building Society Cheltenham & Gloucester Co-operative Bank GMAC RFC Halifax HSBC Lloyds TSB Mortgage Express Nationwide NatWest Royal Bank of Scotland West Bromwich Woolwich Abbey Alliance & Leicester Bank of Ireland Bank of Scotland Barclays Bradford & Bingley

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

Our service is free to you but to operate this service we receive fees from the lenders or brokers we refer you to.There may be a fee for mortgage advice. The adviser is obliged to disclose to you the fee before providing the advice and the precise amount will depend upon your circumstances. We estimate that a typical fee will be 1% of the sum you borrow.