RBS (Royal Bank Of Scotland)
The RBS group is a banking colossus, albeit one that is now in part-public ownership following the credit crisis of 2008. As well as Royal Bank of Scotland, it also includes several well-known mortgage lenders, such as NatWest and Direct Line.
Under its own brand, RBS offers 37 different kinds of residential mortgage. A range of fixed-rate mortgages give borrowers the security of monthly repayments. The RBS Flexible Choice mortgage lets customers make over-payments or take a payment holiday.
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About RBS Mortgages
There are 37 different residential mortgages in the Royal Bank Of Scotland range. Several of these look more competitive than you can find elsewhere in the RBS group.
The lowest introductory offers tend to be on tracker mortgages, whereas its fixed rate products might be more attractive for those with a 25% deposit.
Meanwhile, first time buyers can get a 5-year fixed rate deal that goes up to 90% loan to value.
RBS Remortgages
Remortgage packages from RBS are slightly different to purchase packages, although not by much. There are 12 remortgage packages to choose from, right up to 90% loan to value.
Choosing an RBS Mortgage
What is the quickest way to compare RBS's best deals with others from across the marketplace? After all, there are around 100 different lenders out there, all with different terms, conditions and interest rates.
We suggest that you speak to an FSA-authorised unbiased mortgage adviser. They've got access to all the facts and figures on the UK mortgage market, and can give you qualified recommendations with no obligation. In a study earlier this year, the average saving for people using an adviser was £962.
Use the 1-minute enquiry form to get unbiased mortgage advice via a free call back with no obligation. You'll get market-wide comparisons, quotes and valuable advice.